Starter free forever · Family: 7 days free, then from US$4.99/mo

Financial well-being from childhood

Teach real money skills with virtual coins — no bank card, no risk. Wallets, allowances, savings goals, term deposits and simulated investments that grow with your child.

Starter: 1 wallet free. Family includes 7 days free, then the regular Family price — up to 3 wallets, scheduled allowance, deposits and term deposits. Premium adds investments, unlimited wallets and analytics.

KidsWallet app home screen preview
No bank card required Family Sharing (iOS) English, Spanish, Chinese & Portuguese Rated 4+ for families

A journey that grows with your child

From stars and rewards to allowances, savings goals and first investments.

Good habits before cash

Stars, warnings and manual deposits help little ones connect effort with rewards — without handling real money yet.

Sofía earns stars for helping at home. When she reaches 5 stars, they convert to 10 coins she can trade for screen time.
Explore little ones
Stars and rewards screen for little ones

How it works in 3 steps

1

Create a wallet

Set up one wallet per child with your own coin rules and ratios.

2

Set the rules

Starter is 1 wallet with stars, warnings, tasks and withdrawals. Scheduled allowance is Family. Kid login is a Premium extra.

3

Learn together

Kids see balances grow, make choices and build habits before real money.

Learn more

See KidsWallet in action

A quick look at wallets, allowances, savings goals and more — demo video coming soon.

KidsWallet wallets list — demo video coming soon
Video coming soon

Why a virtual simulator?

No bank account, no debit card, no financial risk — just structured practice with coins you define.

See how we compare
Starter free forever · Family: 7 days free, then from US$4.99/mo

Starter free. Family when you grow.

Starter free · Family: 7 days free, then US$4.99/mo or US$44.99/yr · Premium US$7.99/mo or US$79.99/yr (US prices — they vary by country)

Choose your plan

Starter

Free forever

1 wallet — the essentials

  • Stars (rewards)
  • Warnings
  • Tasks (daily & random)
  • Withdrawals

Perfect to try KidsWallet with one child.

Premium

$79.99/year

For power users who want it all

≈ $6.67/month

Save ~17%

  • Unlimited wallets
  • Simulated investments
  • Detailed analytics
  • Kid app access
  • Favorites & savings goals
  • Priority support
  • Future premium features
  • Everything in Family

See all countries & plans

Frequently asked questions

Is KidsWallet real money?

No. KidsWallet uses virtual coins you configure. It is an educational simulator — no bank deposits or debit cards.

What are the plans?

Starter is free forever: one wallet with stars, warnings, tasks and withdrawals. Family includes 7 days free, then from US$4.99/mo (US; prices vary by country) — up to 3 wallets, scheduled allowance, deposits, history and term deposits. Premium (US$7.99/mo) adds unlimited wallets, simulated investments, kid app access and more.

What ages is it for?

There is no hard age limit. Parents enable features per wallet — from stars for preschoolers to investments for teens.

Does my child need their own device?

No. You manage everything from the parent app. Kid login on their own device is a Premium extra, not required.

How many children can I add?

Starter includes 1 wallet. Family supports up to 3 wallets. Premium has no limit — one subscription covers your whole family.

Is a bank account required?

No bank account or debit card is needed. You define what coins mean and when they convert to real-world rewards.

Are investments real stocks?

No. Investment prices follow an educational algorithm. They simulate trends for learning — not real market data.

How do I delete my account?

Use the account deletion form linked in the footer. We process requests within the stated SLA.

Questions or suggestions?

We are always improving KidsWallet. Send us a message.